Partnering with our Members to Provide them with
Cost-Effective Services to Meet their Financial Needs!



The United VIP Credit Union is a not-for-profit financial cooperative that has been serving Michigan families since 1964.  Our field of membership has been expanded to include individuals who live, work or worship in the communities of Sterling Heights, Centerline and Warren.

While large enough to offer most financial services provided at larger institutions, the United VIP Credit Union is small enough to provide personalized service. Our always low loan rates and competitively high yield savings dividends typify the kind of member-oriented benefits available at the United VIP Credit Union. United VIP Credit Union membership costs nothing and offers a lifetime of full-service, low-cost financial benefits aimed at strengthening your economic future.



Sterling Heights Office:                                After Hours Phone Numbers for Lost/Stolen Debit and Credit Cards
8045 Constitution Boulevard                 MasterCard Debit Card  (888)241-2510 (within US)  (909)941-1034 (outside US)
Sterling Heights, Michigan 48313                   VISA Credit Card  (800)991-4961 (within US)  (410)581-9994 (outside US)
Phone:  (586) 268-4790
Fax:      (586) 268-3280

NOTICE:Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet. We do not recommend sending confidential information such as account numbers or social security numbers by email.


NEW OFFICE HOURS - Beginning May 4, 2015

Monday 9:30 am - 5:00 pm
Tuesday 9:30 am - 5:00 pm
Wednesday 9:30 am - 1:00 pm
Thursday 9:30 am - 5:00 pm
Friday 9:30 am - 6:00 pm

Service Center/ Shared Branches provide our members with more than 4,000 shared branches nationwide. You can conveniently conduct transactions such as withdrawals and deposits, loan payments and advances, Visa® cash advances and more. To find a service center location near you, click here for CO-OP shared branches or Call 1-888-SITE-CO-OP (888-748-3266) to find a location by telephone.

*You need a valid picture ID and your United VIP Credit Union account number for any transaction at a Service Center location. Certain transactions and service restrictions apply.  There is a $1 fee for each withdrawal in excess of four a month or each check cashed without making a deposit or loan payment at a Service Center location or ATM.


Pierre Arend, Chairman of the United VIP Credit Union Board of Directors, Vanessa Chambe, scholarship recipient, Ronald Martin, Manager of United VIP Credit Union, and Richard Green, Vice-chairman of the board of directors stand together. Chambe, a senior at Lake Shore High School in St. Clair Shores was awarded a $500 scholarship from the credit union, located in Sterling Heights.

VIP Credit Union Scholarship Winner

National Credit Union Administration Equal Housing Lender
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act