We've been providing our members with a full range of financial services since 1964!

We're a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we're non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans. Members pool their savings - and from these savings, make loans to each other with the help of the credit union staff.

NetBranch Home Banking

NetBranch provides your own credit union  "branch" 24 hours a day.  With just a few clicks of your mouse, you can:

  • Transfer money from one account to another
  • View your account history
  • View cleared checks
  • Place stop payments
  • Use a variety of calculators
  • Receive e-statements
  • Set up e-notices
  • Set up Home-Banking

Payroll Deduction

Payroll Deduction is a time-saving service that allows you to specify a certain portion of each paycheck to be sent directly to United VIP Credit Union for automatic deposit! All you have to do is specify which account you would like the amount distributed to. Payroll Deduction may be used for Savings Accounts, Checking Accounts and Loans.

ATM Service

Complete any credit union transaction 24 hours a day, seven days a week with ATM service. If you have a Checking Account, you may access your account at your discretion. The following transactions may be completed through this service:

Direct Deposit

United VIP Credit Union offers a special service to members receiving recurring checks such as paychecks, Social Security and pension checks. Direct Deposit automatically deposits these checks into a designated credit union account for you! You never have to worry about your checks being misplaced, lost or stolen.

Reorder your Checks On-line

United VIP Credit Union has made it easier to reorder your checks from Clarke American. Just Click on the icon below and complete the reorder form.


GAP Insurance

What is GAP? Peace of Mind!

 If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible.

If the actual cash value is less than your current loan amount, the result could be a financial gap where you must pay the difference between your loan balance and your
insurance settlement. This could mean thousands of dollars out of your pocket.

Help eliminate this possible out-of-pocket burden with GAP.

  • Help ensure peace of mind that you will not continue to owe for a vehicle you can’t drive
  • Help protect your credit rating

Do you need GAP protection?

A car starts depreciating as soon as you buy it, but never more than when you drive it off the lot – turning it from a “new” car to a “used” car. To estimate the anticipated
depreciation and potential GAP risk, please contact your credit union representative and ask to receive a GAP Risk Illustration through the VisualGAP system.


We have a state-of-the-art security system that protects your debit card and credit card.

Unfortunately, your travel can show up as “unusual behavior” and a transaction may be declined.

The fix is easy!

Before you travel simply provide the following information to the credit union by contacting us.

Letting us know where you’ll be will ensure your card is active during your trip.


  • First Name
  • Middle Initial
  • Last Name
  • Member Account Number
  • Daytime phone number in case we have questions about your request

The following items will help us validate your identity for your protection:

  • Home Phone
  • E-Mail Address

Please provide your travel details:

  • United VIP Credit Union debit card number you will be using while traveling
  • United VIP Credit Union credit card number you will be using while traveling
  • Phone number you can be reached at while you are traveling
  • Departure Date
  • Return Date
  • States/Countries you will be visiting


Sallie Mae Smart Option Student Loan




Roseville, MI

Current Conditions

Thursday, April 28, 2016

Extended Forecast for Roseville, MI US


Financial Planning

National Credit Union Administration Equal Housing Lender
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act